How to actually use stablecoins daily
I hold mostly USDT/USDC but I never really use them except moving between exchanges. Is there a practical way to spend stablecoins directly without selling to fiat every time?
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Yes, and it’s one of the best use-cases right now. Several wallets let you link stablecoins to virtual cards or payment processors so you can pay almost anywhere Visa/MC is accepted - it auto-converts at point of sale. No need to sell manually. I’ve been doing groceries, subscriptions and even some restaurant bills this way. This page has a pretty clear breakdown of how it’s set up in one particular wallet: https://plumex.io/ - they focus exactly on making stablecoins usable day-to-day. Rates are decent, delays minimal. Once you set it up it feels very normal. Definitely beats keeping everything on exchange.